body          {background-color: white;
	             margin-top: 0px;
	             margin-left: 0px;}
	           
h1            {font-family: verdana, arial, sans-serif;
                 font-size: 14pt; 
                 font-weight: bold; 
                 font-style: normal; 
                 text-align: center; 
                 color: #00008b;
                 text-decoration: none;
                 padding-bottom: 0px;
                 margin-top: 2px;
                 margin-bottom: 2px;}

h2            {font-family: "times new roman", serif; 
                 font-size: 14pt; 
                 font-weight: bold;   
                 font-style: normal;
                 text-align: center; 
                 color: black;
                 text-decoration: none;
                 padding-bottom: 0px;
                 margin-top: 8px;
                 margin-bottom: 4px;}

                 
h2.text       {font-family:  arial, sans-serif;
				text-align: left;
				color: #16187a;
				font-size: 11pt; 
                font-weight: bold;   
                font-style: normal;}
              
/*  h3 is for Left Margin Headers and Summary Paragraphs */

h3              {font-family: arial, sans-serif;
                 font-size: 11pt; 
                 font-weight: bold;   
                 font-style: normal;
                 text-align: left; 
                 color: black;
                 text-decoration: none;}
                 
#paragraph
div.para h3      {font-family: arial, sans-serif; 
                 font-size: 11pt; 
                 font-weight: bold;   
                 font-style: italic;
                 text-align: center; 
                 color: #16187a;
                 text-decoration: none;
                 padding-bottom: 0px;
                 margin-top: 0px;
                 margin-bottom: 2px;}
                 
h3.text         {font-family: arial, sans-serif; 
                 font-size: 11pt; 
                 font-weight: bold;   
                 font-style: italic;
                 text-align: center; 
                 color: #16187a;
                 text-decoration: none;
                 padding-bottom: 0px;
                 margin-top: 0px;
                 margin-bottom: 2px;}
                 
h4            {font-family: Monotype Corsiva, Haettenschweiler, "Ttmes new roman";
				font-size: 20pt; 
                 font-weight: bold;   
                 font-style: italic;
                 text-align: center; 
                 color: #992727;
                 text-decoration: none;
                 padding-bottom: 0px;
                 margin-top: 0px;
                 margin-bottom: 2px;}

li              {font-family:  arial, sans-serif;
				text-align: left;
				color: #16187a;
				font-size: 11pt; 
                font-weight: bold;   
                font-style: normal;
                padding-bottom: 8px;
                margin-top: 0px;
                margin-bottom: 2px;}

table           {margin-left: auto;
                 margin-right: auto;}
                 
td             {font-family: arial, sans-serif;
				color: #16187a;
				font-size: 11pt; 
                font-weight: bold;   
                font-style: normal;}
               
p              {font-family:  arial, sans-serif;
				text-align: left;
				color: #16187a;
				font-size: 11pt; 
                font-weight: bold;   
                font-style: normal;}

.blacksmall     {font-family: arial, sans-serif; 
                 font-size: 10pt; 
                 font-weight: bold;   
                 font-style: normal;
		         color: #404040;}

.centertext     {font-family:  arial, sans-serif;
                 font-size: 12pt; 
                 font-weight: bold; 
                 font-style: normal; 
                 text-align: center; 
                 color: #00008b;}

.red            {color: #992727;}
    
.white          {color: white;} 
 
.black          {color: black;}

.hi-lite        {color: black;}

.smalltext      {font-family: arial, sans-serif; 
                 font-size: 9pt; 
                 font-weight: normal; 
                 font-style: normal; 
                 text-align: center; 
                 color: black;}

.smallertext    {font-family: arial, sans-serif;
                 font-size:  8pt; 
                 font-weight: normal; 
                 font-style: normal; 
                 text-align: center; 
                 color: black;}

.smallfooter    {font-family: arial, sans-serif; 
                 font-size: 9pt; 
                 font-weight: normal; 
                 font-style: normal; 
                 text-align: center; 
                 color: black;}

.smallerfooter  {font-family: arial, sans-serif; 
                 font-size: 8pt; 
                 font-weight: normal; 
                 font-style: normal; 
                 text-align: center; 
                 color: black;}

a               {font-family: arial, sans-serif; 
                 font-size: 10pt; 
                 font-weight: normal; 
                 font-style: normal; 
                 text align: left;
                 color: #0000FF; 
                 text-decoration: underline;}

a:visited       {font-family: arial, sans-serif; 
                 font-size: 10pt; 
                 font-weight: normal; 
                 font-style: normal; 
                 text align: left;
                 color: #0000FF; 
                 text-decoration: underline;}

a:active        {font-family: arial, sans-serif; 
                 font-size: 10pt; 
                 font-weight: normal; 
                 font-style: normal; 
                 text align: left;
                 color: #0000FF; 
                 text-decoration: underline;}

a:hover         {font-family: arial, sans-serif; 
                 font-size: 10pt; 
                 font-weight: normal; 
                 font-style: normal; 
                 text align: left;
                 color: #E446B9; 
                 text-decoration: underline;}
                 
.smallerlinks    {font-size: 8pt;}

.small-links   {font-family: arial, sans-serif;
                  font-size: 7pt;
                  color: #0000FF;
                  text-decoration: none;}
                  
.small_links   {font-family: arial, sans-serif;
                  font-size: 7pt;
                  color: #0000FF;
                  text-decoration: none;}
                 
.smaller-links   {font-family: arial, sans-serif;
                  font-size: 7pt;
                  color: #0000FF;
                  text-decoration: underline;}
                 
.smaller_links   {font-family: arial, sans-serif;
                  font-size: 7pt;
                  color: #0000FF;
                  text-decoration: underline;}         
                 
/** tags to create pure CSS buttons in divs **/

#nav  {
  display: block;
  padding: 3px;
  margin: 3px;
  font-family: verdana, arial, sans-serif;
  font-size: small;  
  width: auto;}
     
div.btn a:link, 
div.btn a:visited { 
        position: relative;
        float: left;
        display: block;
        margin: 3px;
        color: #16187a;
        padding: 3px;       
        text-decoration: none;
        border-top: 2px solid black;
        border-left: 2px solid black;
        border-bottom: 2px solid black;
        border-right: 2px solid black;
        border-top: none;
        border-left: none;
        font-weight: bold;
        font-size: 11px;
        background-color: #ffffff;  
        font-family: verdana, arial,sans-serif;}  
        
div.btn a:hover {
        margin: 3px;
        padding: 3px;
        background-color: #16187a;
        color: #ffffff;
        border-top: 2px solid black;
        border-left: 2px solid black;
        border-bottom: 2px solid black;
        border-right: 2px solid black;
        border-bottom: none;
        border-right: none;
         text-decoration: none;}
		
               
/* for red buttons */
		
div.redbtn a:link,    
div.redbtn a:visited { 
        position: relative;
        float: left;
        display:block;
        margin: 2px;
        color:#ffffff;
        padding: 2px;       
        text-decoration: none;
        border-bottom: 2px solid black;
        border-right: 2px solid black;
        border-top: none;
        border-left: none;
        font: bold 11px/1 arial, sans-serif;
        background-color: #F00;
        }  
    
div.redbtn a:hover {
        padding: 2px;
        border-top: 2px solid black;
        border-left: 2px solid black;
        border-bottom: none;
        border-right: none;
        background-color:#648dc7;
        text-decoration: none;}